Commercial auto insurance is fairly straightforward: it covers damage to your vehicles, as well as various injuries and damages that may result from a commercial vehicle that is being driven by one of your company’s employees. Commercial auto insurance can include auto liability, vandalism, theft, some weather events, collision coverage, medical expenses, and more. It’s designed to mitigate financial losses in the event of an unforeseen event that has to do with a commercial vehicle.
If your business owns commercial autos, or even if you borrow or rent vehicles to be used for business purposes, then commercial auto insurance is something you should look into. This is especially true if you use these vehicles to transport goods. At Magaya Insurance Services, we specialize in the transportation and logistics space and work with companies that have anywhere from a few vehicles to a large fleet of vehicles. These may include cargo vans, work vans, utility trucks, box trucks, cars, and pickup trucks. If you have semi-trucks or tractor trailers, there are policies to cover those as well.
When you have commercial auto insurance, you don’t have to worry about financial losses due to being uninsured or underinsured. A good auto insurance policy can protect your company, your employees, and your assets in a variety of circumstances.
At Magaya Insurance Services, we work hard to cover your business, staff, and vehicles from a wide variety of damages. We’ll partner with you to tailor a commercial auto insurance policy to your exact needs so that you’re never underinsured. In addition, our web portal makes it easy to access any of your insurance information at any time. As transportation and logistics experts, we are well-equipped to partner with companies within this industry.
Truckers liability insurance is a general liability insurance policy designed just for truckers. It covers various risks to your business as it pertains to operating trucks. For example, if you deliver a load to the wrong place, if you get into an accident in a parking lot, if a problem occurs during loading and unloading, or if you are subject to theft or vandalism, then an insurance policy can protect your business from financial loss after injuries or property damage occur.
If you operate a trucking business, whether it’s long-haul or for-hire trucking, then truckers liability insurance is for you. Any time you’re handling and transporting goods or you spend a significant amount of time on the road, you’re subject to many risks, and insurance can help you keep your business going even when unforeseen circumstances hit.
While basic auto liability is a legal requirement, it’s also important to have other types of liability insurance to protect your company, your employees, and your assets. When you’re properly insured, you can have peace of mind through all your operations knowing that you are insured if disaster strikes. From pollution liability to cargo liability to general liability, we’ve got you covered at Magaya Insurance Services.